How to Open a Bank Account in Ghana

Opening a bank account in Ghana is a simple process that can be completed in a few hours. All you need is a valid form of identification, proof of residence, and a little bit of information about yourself. Once you have these documents, you can visit any bank in Ghana and apply for an account.

In today’s blog post, we will walk you through the steps on how to open a bank account in Ghana. We will also provide you with a list of the documents you need and some tips for choosing the right bank for you.

What Documents Do You Need to Open Bank Account in Ghana?

The documents you need to open a bank account in Ghana will vary depending on the bank. However, most banks will require the following:

  • A valid form of identification, such as a passport or driver’s license.
  • Proof of residence, such as a utility bill or rent receipt.
  • A Tax Identification Number (TIN).
  • Two passport-size photographs.

What Type Of Account Should You Open?

There are two main types of bank accounts in Ghana: savings accounts and current accounts.

Which Bank Should You Choose?

There are many banks in Ghana, so you should be able to find one that meets your needs. Some of the most popular banks include:

  • Ecobank
  • GCB Bank
  • Stanbic Bank
  • Standard Chartered Bank
  • Barclays Bank

READ MORE: List of Banks in Ghana

How to Open a Bank Account in Ghana

Once you’ve chosen a bank, you can start the process of opening an account by following these steps:

  1. Visit a branch of the bank and fill out an application form.
  2. Provide the required documents.
  3. Pay the opening deposit.
  4. Sign the account opening documents.

What Are The Fees?

Banking fees in Ghana vary from bank to bank. However, you can expect to pay some fees for things like account maintenance, ATM withdrawals, and international transfers.

What Are The Benefits of Having a Bank Account in Ghana?

There are many benefits to having a bank account in Ghana. These include:

  • The ability to store your money safely and securely.
  • The ability to make payments and withdrawals easily.
  • The ability to access online banking services.
  • The ability to get a loan or credit card.


Opening a bank account in Ghana is a simple process that can offer you many benefits. By following the steps outlined in this blog post, you can get started today.